When it comes to financial planning, everyone has their own opinion on what the best way to go about it is. Some people believe in setting strict budgets and living a frugal lifestyle, others think that investing in securities and diversifying one's portfolio is the key to success. The truth is, there is no one right answer - every individual has their own unique financial situation and what works for one person may not be ideal for another. That said, there are some basic tenets of sound financial planning that everyone should keep in mind. This article provides lots of useful info and tips provided by people just like you who are finding their way forward financially.